Current Policy:
When the client answers with Reason #3, and they want to just make sure what they have is good, you will need to see if you can find them a better option.

Ok (Name), now that I have some discounts figured out for you and information on your health situation, we can address the current policy that you have.

How long have you had the policy?
How much coverage is the policy for?  
Do you know the carrier the policy is with?
How much do you pay for the policy each month?

If their policy is under 2 years old, you will simply click NEXT below and proceed with the Presentation.  You will still need to go through the process to quote and then see if your policy is a better value!