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Please Watch This Video First!

Which to choose?

Elite or Free?

This is the main question I get asked.  Short answer...ELITE! 
The majority of agents that sign up are wanting to just "test it out".  Final Expense is hard!  Selling it over the phone is even harder!  This is not a "test it out" business.  Agents tend to work much harder when they are spending the money for the leads.  With that said, you are more than welcome to join the Free Lead Program if you feel more comfortable with that.

If you are COMPLETELY broke, you would think you need Free Leads.  If you are truly broke, you need a JOB!  You should not be trying to open a business (which is what this is).  Even the Free Lead Program has costs.

If you have money, but you are worried about spending money due to being sold "junk leads" in the past, I would still go ELITE.  Why you ask?

1 - You have never received training like you will receive with this program.  After you receive REAL training, you could go back to those "junk leads" and actually close some now.
2 - You can start small to test our system out.  It is not like you must drop thousands of dollars and sign contract.  You can simply buy however many leads you want to start.  Once you make a sale, spend some of that money to purchase more!

With all of that said, you can still request the Free Lead Program.  I just hate seeing people sign up for that program with false expectations.

Frequently Asked Questions:

Q: Which leads will I start with as a Free Lead Agent?
A: You will start with cheaper aged "web" leads or Direct Mail on the Free Lead Program.  You will either need to purchase the Kixie dialer to outbound dial these leads, or you can use our Insurance AI bot to make the calls for you.  The bot will outbound dial your leads and set appointments with the leads on your calendar.

Q: Can I change to the ELITE Program after starting?
A: Absolutely!  You can change programs whenever you want!

Q: Do I have to attend the morning calls?
A: Yes, you need to attend the morning calls if you are on the Free Lead Program.  We understand things come up sometimes, but you need to join most mornings due to how much training we pour into the agents on these calls.

Q: Am I able to sell other products besides FE?
A: Yes!  We specialize in FE, and the leads will put you on the phone with FE clients, but in the rare situations where you may need another product, you are free to do that.

Q: Can I do this part time?
A: The Free Lead Program is not a part time program.  If you really believe you have what it takes, you should just go on the ELITE Program while you transition away from your main job.  The ELITE Program gives you the flexibility to work whichever hours you can.  It also pays you higher commission, so it is easier to transition away from your current job.  A part time ELITE Agent could spend $150-$200/week on leads and easily get 1-2 sales out of that.  It would not take many weeks of doing this to be able to transition to full time.

What's the Cost to Start?

To be able to sell FE over the phone, there are technology costs.  Just like field agents have to put gas in their car, telesales agents have to invest some money to have what they need to succeed.

CRM & Inner Circle - $97/Month

This is where you will "live" on a daily basis.  Your leads will go directly to your CRM.  When you are getting fresh leads, the automations are already built for you in the CRM to text the compliant leads to generate you inbound calls and appointments on your calendar.

The CRM is also crucial for any telesales agent due to the lead scrubbing.  We include DNC scrub for every lead you purchase (from us or outside of us).  We also provide professional litigator scrubbing ($602/month value) inside of your CRM.  Professional litigators buy policies from agents with the sole intention of suing you for anything you do wrong.  This eliminates that risk for you.

This CRM will also be integrated with your Kixie Dialer.  This means they will "talk" to each other.  When you disposition a lead in Kixie, it will update it in your CRM automatically.

Insurance AI - $100/Month

The AI bot allows an agent to have their own bot dialing their leads to get them live transfers or appointments on their calendar.  This removes a lot of outbound dialing that most agents hate to do.  The bot can dial your TCPA compliant leads to do the "grunt" work for you.  Once someone is interested in speaking with you, the bot will transfer the call directly to you!  If they do not have time to be transferred right now, the bot will then move forward with booking an appointment for you to call them back.

Click PLAY below to listen to the Insurance AI bot!

OPTIONAL - Kixie Dialer - $132/Month

The Kixie Dialer is a crucial tool for telesales agents that plan to outbound dial a lot.  This dialer uses "Connection Boost" technology to increase your connection rate with your leads.  Every single lead you dial, it will match to that lead's exact area code.  It will also CHANGE YOUR NUMBER every single time you dial that lead!  If you call a lead 20x, you will show up as 20 different numbers.

This dialer also allows you to request "whisper" when you are on with a client.  When you do this, we join your call and can coach you through underwriting, objections you are getting, and more!  We can even "barge in" if you need us to.  This allows us to take control and overcome whatever obstacles you are dealing with.  Our system is all about helping you get deals in your first few days with us!

Using Kixie also records the calls, so then we can offer you call scoring, critiquing, etc. to improve your skill much faster!

We have new agents every single day that close deals they 100% would not have been able to close without whisper mode.  Stuck because they won't give you their SSN?  We've got you!  Can't figure out which carrier would be the best for their condition?  We've got you!

American Amicable (AMAM
Liberty Bankers Life (LBL)
Transamerica
Royal Neighbors of America (RNA)
Family Benefit/Trinity (FBL)
Security National Life (SNL)
Savings Bank Life (SBLI)
Guarantee Trust Life (GTL)
Foresters

We have additional carriers, but these are the main ones for the FE Program.

If you have 1-2 of the ones on this list that you can not pick up, that is ok!  You will just need to be able to get 5-6 of the ones listed above to qualify for the Free Lead Program.

Carrier Lineup:

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