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Please Watch This Video First!

Which to choose?

Elite or Free?

This is the main question I get asked.  Short answer...ELITE! 
The majority of agents that sign up are wanting to just "test it out".  Final Expense is hard!  Selling it over the phone is even harder!  This is not a "test it out" business.  Agents tend to work much harder when they are spending the money for the leads.  With that said, you are more than welcome to join the Free Lead Program if you feel more comfortable with that.

If you are COMPLETELY broke, you would think you need Free Leads.  If you are truly broke, you need a JOB!  You should not be trying to open a business (which is what this is).

If you have money, but you are worried about spending money due to being sold "junk leads" in the past, I would still go ELITE.  Why you ask?

1 - You have never received training like you will receive with this program.  After you receive REAL training, you could go back to those "junk leads" and actually close some now.
2 - You can start small to test our system out.  It is not like you must drop thousands of dollars and sign contract.  You can simply buy however many leads you want to start.  Once you make a sale, spend some of that money to purchase more!

With all of that said, you can still request the Free Lead Program.  I just hate seeing people sign up for that program with false expectations.

Frequently Asked Questions:

Q: Which leads will I start with as a Free Lead Agent?
A: The Telesales Free Lead Program uses Live Transfers with a buffer.  This means no outbound dialing.  You are working higher intent leads, which helps you generate revenue much faster!  We can set you up with an account for your calls to be routed to.  This allows my team to come into "Whisper Mode" and help you close down deals!

Q: Can I change to the ELITE Program after starting?
A: Absolutely!  You can change programs whenever you want!

Q: Do I have to attend the morning calls?
A: Yes, you need to attend the morning calls if you are on the Free Lead Program.  We understand things come up sometimes, but you need to join most mornings due to how much training we pour into the agents on these calls.

Q: Am I able to sell other products besides FE?
A: Yes!  We specialize in FE, and the leads will put you on the phone with FE clients, but in the rare situations where you may need another product, you are free to do that.  We have Medicare, Annuities, IUL, Term, LTC, Hospital Indemnity, etc.

Q: Can I do this part time?
A: The Free Lead Program is not a part time program.  If you really believe you have what it takes, you should just go on the ELITE Program while you transition away from your main job.  The ELITE Program gives you the flexibility to work whichever hours you can.  It also pays you higher commission, so it is easier to transition away from your current job.  A part time ELITE Agent could spend $150-$200/week on leads and easily get 1-2 sales out of that.  It would not take many weeks of doing this to be able to transition to full time.

What's the Cost to Start?

There is no required CRM or dialer costs to work with our company!

American Amicable (AMAM)
Liberty Bankers Life (LBL)
Transamerica
Citizens (CICA)
Royal Neighbors of America (RNA)
Family Benefit/Trinity (FBL)
Security National Life (SNL)
Savings Bank Life (SBLI)
Guarantee Trust Life (GTL)
Foresters

We have additional carriers, but these are the main ones for the FE Program.

If you have 1-2 of the ones on this list that you can not pick up, that is ok!  You will just need to be able to get 5-6 of the ones listed above to qualify for the Free Lead Program.

Carrier Lineup:

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